Bank Verification Letter Guide for Sponsoring a U.S. Visa
A bank verification letter can play an important role in U.S. immigration cases, particularly when demonstrating financial ability to support yourself or a family member applying for a visa. Immigration officials want to see evidence that sponsors have adequate resources to prevent the immigrant from becoming a financial burden. In this guide, the immigration attorneys at Green Card Link explain what a bank verification letter is, why it matters, and how to obtain one that meets immigration standards.
What Is a Bank Verification Letter for Immigration?
A bank verification letter is an official document issued by your bank confirming that you hold an account in good standing and have sufficient funds to cover financial sponsorship obligations. It is most often used to supplement other required financial evidence in U.S. visa applications. When properly drafted, it demonstrates to immigration authorities that you or your sponsored relative have the financial stability required under U.S. immigration law.
If you are unsure whether your bank verification letter is properly prepared, you can consult with an immigration attorney at Green Card Link for professional guidance and review.
How to Obtain a Bank Verification Letter
The most reliable way to secure a bank verification letter is by contacting your bank’s customer service department.
Here’s what you should know about the process:
- Prepare your account information so the bank can verify your identity by phone, online, or in person.
- Request the letter on official bank letterhead that includes all required details.
- Confirm delivery method—the bank may provide the letter via mail, fax, or email.
- Expect possible fees—some banks charge a small fee for issuing the letter.
- Account for processing time—letters may take several days, and additional mailing time if being sent directly to a U.S. consulate.
Some banks, such as Bank of America, may require you to provide the consulate’s name before issuing the verification letter.
What Information Should the Letter Contain?
To be valid for immigration purposes, a bank verification letter should include:
- Full legal name of the account holder
- Bank account number
- Date the account was opened
- Type of account (checking, savings, etc.)
- Current balance
- Average balance (usually over the past 3, 6, or 12 months)
If you are sponsoring a family member for an immigrant visa, send the completed letter to your relative so it can be submitted along with their other visa application documents.
Sample Bank Verification Letter
January 24, 2023
Regarding: Jose Gonzalez
2993 South Dixie Lane
Los Angeles, CA 90002
To Whom It May Concern:
This letter verifies that Jose Gonzalez maintains a savings account with ABC Bank. The account, number 33309XXXX, was opened on February 1, 2004. As of today, the balance is $50,990, with an average balance consistent over the past 12 months. For additional details, please contact the account holder directly, as he can provide monthly statements.
Sincerely,
Jennifer Jones
ABC Bank Officer
[Signature]
Is a Bank Verification Letter Required?
In most cases, a bank verification letter is not mandatory. Typically, sponsors must submit tax returns, W-2s or 1099s, recent pay stubs, and employment verification letters. However, when income and assets are insufficient to meet sponsorship requirements, a bank verification letter can strengthen your case.
Assets may be used alongside income to help meet financial sponsorship thresholds, and a bank verification letter provides official documentation of those assets.
Frequently Asked Questions
What is the purpose of the letter?
It reassures immigration officials that the sponsor has the financial means to prevent the immigrant from becoming a public charge.
What if my bank refuses?
If your bank does not have a standard procedure, provide them with a sample letter. If they still decline, recent bank statements may serve as acceptable substitutes.
Who prepares the letter?
The bank issues the letter on official letterhead, signed by an authorized officer.
Where do I send it?
Sponsors generally provide the letter to the visa applicant, who brings it to the interview. Direct mailing to the consulate is rare.
Is there a fee?
Fees vary by bank. Some issue the letter as a courtesy, while others charge a small processing fee (often under $20).
How recent must it be?
Most consulates accept letters dated within the past three months, but always verify with the specific embassy handling the case.
Can I use the same letter for multiple visa applications?
Yes, as long as the account balance is sufficient for each application.
How Green Card Link Can Help
Navigating U.S. immigration requirements can be stressful, especially when financial documentation is involved. At Green Card Link, its immigration attorneys have years of experience guiding clients through sponsorship requirements and ensuring that financial evidence—including bank verification letters—meets government standards.
By working with an immigration attorney at Green Card Link, you can avoid common mistakes, expedite processing, and maximize your chances of success. Schedule a consultation today to take the next step toward your immigration goals.